Terri Schmeck

I have a proven track-record as a highly motivated and skilled insurance professional, with over 17 years in a leadership role. Over 31 years serving the Property and Casualty insurance industry, I consistently improved the results of the organizations of which I've been a part. As an accomplished insurance professional, I am dedicated to improving industry statistics and results and improving customer service, improving the lives of others within the organization, the community and the world. AREAS OF EXPERTISE AND ACCOMPLISHMENTS • Ensures profit and production maximization; i.e. premium of department doubled between 1999-2006, 2015-2017, showing consistent profitability with combined ratio of below 100% during that same time period, in 2008 and 2012. • Astute knowledge of commercial and personal lines underwriting; coverage and procedures, education and development of staff. • Placement and oversight of facultative reinsurance, assuring proper reinsurance protection, and participation on reinsurance committee. • Skillful in creating significant corporate change through development and implementation of numerous product/pricing initiatives, training procedures, team structure and rating programs. • While in supervisory position, commercial lines department was named number 2 and then number 1 (last 7 years) by PA/MD/DE IA&B company satisfaction survey.

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